Want to find out if you can apply for an American Express® Westpac Altitude Card? Here's how.

On Desktop

1. Sign into Westpac Online Banking and click on Rewards and Offers

2. Select Offers

3. If you have an invitation to apply for an American Express® Westpac Altitude Card, you will have a choice of either an      American Express Westpac Altitude Black Card or an American Express Westpac Platinum Card.

4. Click the American Express Westpac Altitude Black Card or Platinum card offer tile to find out more and apply~.

On Mobile

1. Sign into Mobile Banking and click on your Altitude Credit Card

2. Click on Rewards and Offers, under your points balance

3. Select Offers

4. If you have an invitation for an American Express® Westpac Altitude Card, you will have a choice of either an American      Express Westpac Altitude Black Card or an American Express Westpac Platinum Card.

5. Click the American Express Westpac Altitude Black Card or Platinum Card offer tile to find out more and apply~.

Things you should know

Altitude Terms and Conditions (PDF 2MB)

American Express Westpac Altitude Cards Points Terms and Conditions

The invitation to apply for the American Express Westpac Altitude Card is for the intended recipient only and this invitation is not transferable. You must apply by the invitation expiry date displayed. Only existing Westpac Altitude Visa or Mastercard cardholders eligible for the American Express Westpac Altitude Card will have an invitation in Rewards and Offers in Westpac Online Banking or Westpac Mobile Banking.

Conditions, credit criteria and fees and charges apply. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. American Express Westpac Altitude Cards are issued and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

American Express will pay a monthly commission to Westpac in relation to your account. As the commission is dependent on all American Express Westpac Altitude customers’ use of their Cards, the amount is not ascertainable. Fees or charges in relation to this Card are only payable to American Express, not Westpac.

Note: The Card issued by American Express will be a separate credit card contract to the Westpac Altitude Card, with its own credit limit, statement and annual Card fee.

~ Bonus points promotion: Offer only available to selected Westpac Altitude cardholders who apply online for the new American Express Westpac Altitude Black Card between 27th June 2019 and 12th December 2019, or by the dates specified in your invitation, whichever comes first, are approved and spend $3,000 on eligible purchases on their new Card within 90 days of Card approval. Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met. Card Members who currently hold or who have previously held any other American Express Westpac Altitude Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and is only available to customers who have received a direct communication from Westpac about the offer. This is a limited time offer which may be withdrawn or changed at any time without notice.
**First year Annual Card Fee waiver: The American Express Westpac Altitude Black Card will have a $0 introductory annual Card fee for the first year of Card Membership. After the first year, the annual Card fee will be $199 per year and is payable on the anniversary of card approval. Offer only available to new American Express Westpac Altitude Black Card Members who apply between 27th June 2019 and 12th December 2019 and are approved.
Altitude Points: The earning of Altitude Points and bonus Altitude Points using an American Express issued Altitude Card is subject to the American Express® Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions available at altituderewards.com.au. You may not be able to redeem Altitude Points if your Card account is in arrears for 2 consecutive statement cycles and in other circumstances. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met. Government: Merchants classified as “government” include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.